J.T. Holt, CEO

J.T. Holt a graduate of Oklahoma State University with a Bachelors of Science in Agricultural Economics joined Land Loan Specialists.com in 2008. After graduation JT spent 10 years in the Farm Credit System and left his position as Vice President to become CEO of Land Loan Specialists.com. His experience in agricultural lending includes managing a loan portfolio in excess of $35 million and 375 accounts, managing a participation loan portfolio, appraisals of both agricultural real estate and chattels, credit analysis, and working with individuals from the CEO of a Fortune 500 company to the family farmer.

J.T. Holt has joined Land Loan Specialists.com with one goal in mind: “Provide competitive rates and terms with service second to none. This is accomplished by our organization having very minimal overhead expenses, access to low long term fixed rates, and a lot of hard work and understanding on our part to make the process of borrowing money for your dream property as simple as possible for our borrowers.” “Land Loan Specialists.com has provided me the opportunity to make this goal a reality along with allowing me to grow and build a company from the ground up and maintain my roots in Northwest Oklahoma.”

J.T. enjoys the opportunity to get away from the office and work cattle, build fence, go hunting, do some fishing, and spend time in the outdoors with his family. JT along with his wife, Mindy, daughter Maddie, and son Hudson own a 160 acres in NW Oklahoma and also rent a couple of other pastures where he maintains a small cow/calf operation. J.T.’s past experience growing up around the cattle business includes spending time on his grandfather’s ranch in Eastern Oklahoma, working at Oklahoma National Stockyards (The largest feeder cattle market in the world!), working for Professional Animal Health. He also had completed an internship in college with Pig Improvement Company (PIC) and has a basic understanding of the commercial sow farm.

Mindy works for Waynoka Public Schools as a 5^th grade elementary teacher shaping the minds of our youth. J.T. is also a member of the Waynoka Masonic Lodge #422 and previously served as secretary of Kingfisher Lodge #52 for three years and currently leads his Sunday School class at First Baptist Church, Waynoka.


Terri Furman, Title and Closing Specialist

Terri Furman is a graduate of Northwestern Oklahoma State University with a major in Business Administration and minor in Accounting.  She has a very strong background in the banking industry.  Terri is the newest member of the Land Loan Specialists family.  She is excited to bring her knowledge and education to the team at L.L.S.  Terri is looking forward to learning from J.T.’s expertise in the farm and ag world.  Terri resides in NW Oklahoma with her daughter, Raegen Jean.  She is very active in the local community.  She is an out -standing t-ball coach, the city Pool Manager, and the water aerobics instructor.  She previously has been captain of her Relay for Life Team and volunteered with in the local schools.  Terri enjoys spending most of her free with her family at the lake or enjoying the beautiful Little Sahara State Park.