Our experience with Land Loan Specialists went very smoothly. Their rates and terms were significantly better than the local banks we talked to, many who would not loan on more than 10 acres, or would treat it as a commercial loan with a short term and high interest rate. The best part was getting to deal with the same person throughout the whole process. JT was always quick to return an email or phone call, and went above and beyond to make sure we closed on time. I would not hesitate to recommend them to a friend.
Toby Baker
In October of 2012 I was in the market to find a piece of property for the purposes of hunting. I checked with four different lenders until running across Land Loan Specialists online. Working with J.T. Holt was a pleasurable experience and the rates and terms of the loans available could not be touched by the competition. The entire process was easy and streamlined leading to a successful closing with no surprises. After closing on my 120 acre recreational tract I was informed by my broker that an 80 acre tract was being listed that connected to my property. I wasted no time in getting in touch with J.T and his colleagues to see if it was possible to purchase this tract as well. After discussing the term options with J.T we put the ball in motion and closed soon thereafter. Without J.T Holt and Land Loan Specialists my dream of owning my own hunting ranch would not have been realized. I highly recommend them to anyone looking to purchase rural acreage.
Jay Cassels
The seller of my new farm in Oklahoma suggested we compare loan options of the lender we were working with at the time. He suggested Land Loan Specialist to us. LLS was faster, and more competitive on the loan. We chose LLS because they met our financial needs better than their competition. I recommend LLS to anyone buying rural property like we did. LLS earned our business, let them earn yours too.
T. Boyer
Garland, Texas
www.BossBuck.com (Check out his site as he has products that meet the needs of our customers. And maybe it's the fact I like pics of Big Bucks!)
We have been in row crop and cattle farming for 40 years and have seen many ups and downs in the interest rates and banking industry. Working with JT and Terri at Land Loan Specialists.com was the easiest experience we've ever had in obtaining a loan. JT has a knowledge of the farming and ranching industry and understands that tax returns don't always reflect the whole picture. He is willing to go beyond the numbers and check list and talk and visit with the customer to understand their operation and what their needs and abilities are. From start to finish he was there anytime to help and answer questions. The process went just as promised. Thanks again JT and Land Loan Specialists.com for helping us through 2 years of drought!
The Nichols
Missouri
I am really glad that I was referred to you for financing the land in East Texas that I was purchasing. You were polite, professional and kept me informed throughout the process. I appreciate the respect you showed me as a customer. The rates your company charged were very competitive. The thing that I appreciate the most was that you made the process of purchasing the land easy. Thanks for helping me get my East Texas gem.
S. McGilberry
East Texas
Land Loan Specialists was great and easy to work with when we refinanced. They helped out every step of the way and what I really liked is that when i called they knew exactly who i was and what was going on without having to go through a question and answer session or account numbers,etc. in addition, when we closed , the person doing the title work was amazed as to how little paperwork was involved as compared to most closings. Thanks again.
C. Fritsche
Frohna, Missouri
Just wanted to let you know how much I appreciate your help in getting a loan on our property 460 acre farm here in Missouri. We had been to numerous banks and loan companies with no luck getting a loan. The day I contacted you everything started going right. There was never a problem or challenge that you weren't willing to tackle and work through in order to close the loan. You were always prompt with your calls and other correspondences and made the whole process very streamlined. Terms and interest rates were also better than any other agencies I had contacted. I can't thank you enough for such a great experience. It is nice to know that true caring and customer service does still exist in the lending industry!
Eric Fuchs
Mill Spring, Missouri
JT..JUST A SHORT NOTE OF THANKS. WHEN OTHERS SAID NO TO VACANT LAND OR THEIR TERMS WERE LESS THAN DESIRABLE YOU CAME THROUGH. YOU MADE THE ENTIRE PROCESS A VERY POSITIVE EXPERIENCE, WHETHER THROUGH EMAILS OR DIRECT CALLS YOU WERE PROMPT AND MOST HELPFUL. YOUR RELAXED MANNER MADE THE ENTIRE PROCESS STRESS-FREE. WITHOUT HESITATION I WOULD RECOMMEND YOU TO OTHERS LOOKING TO FULFILL THEIR DREAM OF LAND OWNERSHIP. THANKS AGAIN.
R.K.
I purchased 125 acres w/home in rural Arkansas. Financing was needed for part of the purchase and after researching for a lender, I found Land Loan Specialists in Oklahoma. I was skeptical at first because I had no knowledge of them prior to this and had found them on the Internet. I am writing this review partly in thanks to J.T. @ Land Loan Specialists and partly to help other folks who will find themselves with similar financial needs. The interest rate was much lower than the other lenders I visited with - quite a savings over the life of the loan.
I did not have to travel to their location to transact any business; everything was handled via email or phone. J.T. Holt handled my loan and provided service over and above when addressing my needs and questions. I have learned that anytime you have something of great importance going on, you need to follow up again and again with all parties involved or the ball will get dropped somewhere and you will be the one suffering the consequences. However, I soon figured out that the one guy that I didn't need to follow up on & was one step ahead of me was J.T. He took care of everything in a timely manner, whether it was during business hours or after.
Much thanks goes in his direction. He was also a great help in bringing me up to speed on what, when, and how things should go. He not only was expedient on his end of things, but also made contact with the other parties and prodded them along when needed. I'm not sure this deal would have gone as well with any other lender. Bottom line is I feel I got the best interest rate, service, and turnaround time with Land Loan Specialists.
Michael Anderson
Thank you so much for providing everything we needed for a simple and fast refinance loan on our property. I especially appreciate the quick response time to my e-mails and phone calls. You were quick to answer our questions and address our concerns. In addition, Land Loan Specialists offered the most competitive fixed rates around making this company the ideal candidate for our land loan needs. We will definitely recommend Land Loan Specialists to our friends and family. Thanks again for making this process painless.
Troy & Kim Willmott
I received a referral to LLS and included them in a list of several other local financing sources. LLS quickly differentiated themselves from the others with excellent customer service, candid descriptions of their products, thorough responses to my countless questions (no matter how insignificant) and easily the most competitive rates by far. LLS offers exceptional flexibility in structuring its loans and rates that I do not think can be beat. Perhaps most importantly, and why I look forward to the next opportunity I have to work with the firm, LLS worked with me to address my own needs and occasional concerns in a very practical, open and honest manner. The LLS team delivered on all fronts!
Just wanted to THANK you for all the work you and your staff did on our Nebraska farm real estate loan. We had been looking to refinance our current loan to lock in a longer term rate and your website caught our eye. The information on your website was great and we were really glad we took the time to give you a call. The loan process was quick once we got all the information that you requested. I have and will highly recommend LandLoans Specialist LLC to anyone that is looking to buy real estate or refinace exsisting loans.
Randy & Kerri Miller
Tecumseh, Nebraska
We just wanted to express our sincere thanks and appreciation to Land Loan Specialist for the wonderful experience we had working with you on our recent land purchase. JT handled every step of the process as quickly and efficiently as possible. He did a great job of keeping us updated on where we were in the process at every stage. We would be glad to recommend JT Holt and Land Loan Specialist to anyone! Thank you again for your help; it has been a pleasurable experience.
Randy and Karla Clifton
Our recent transaction for purchase of 320 acres of pasture was handled thoroughly, professionally and reasonably quickly. The longest part of the process was a local appraisal. Paperwork was handled by email or overnight mail. I would recommend Land Loan Specialists, LLC to anyone who desires to purchase farm or ranch property.
Jim and Nancy Lyles
As a first time land buyer I was surprised when I contacted local lenders in regard to terms and rates. JT was recommended by the man who farms the property I was interested in. From the first contact he made the process easy. We discussed the details of the loan and there were absolutely no surprises in the entire process. Everything was as expected. When closing day arrived, I was a little nervous that something would come in as a hitch but all the details were completely handled ahead of time. I would give JT Holt and www.landloanspecialists.com the highest rating for this process.
Thank you JT.
D. Prohaska
Wichita, Kansas
St. Clair County, MO - 215 Acres
Hey JT, We just wanted to send you and everyone at Land Loan Specialists.com a note to let ya'll know how glad we are that we found your company and to Thank You for everything you did to help us get our land refinanced. Our own bank adjusted our land loan interest rate every year and it is so great to finally find a company that will lock in an interest rate and give us a choice on how many years we wanted.
JT, thanks for all the work you did to get us a good rate that fits into our future plans. We would strongly recommend to anyone that is looking to buy or refinance their land to call you!!! Take care,
Brad & Susan Holland
Thank you JT. I appreciate your help in this process. I think internet loan companies with good people behind them like yours is the wave of the future. Thanks also for the cap. I do have a friend who is looking for land and he will be contacting you after he has found a parcel.
Blessings,
Chuck Kautz
The people at Land Loan Specialists are professionals and all about getting it done! Purchasing our land was absolutely the easiest thing I have ever done. JT was ALWAYS available to answer questions. Actually, if it hadn't been for the fact that I am insecure and an information freak with so many questions(not to mention JT is just such a great guy.. easy to talk to) it really would have required only one call to give them information for the loan and one call for them to tell me everything was done! I will never consider calling anyone else. Thanks guys, you are the best!
Martin and Kelly Persons
We just wanted to express our sincere thanks and appreciation to you for the wonderful experience we had working with you on our recent farm purchase. Throughout all the years we have found no one else that is so easy to work with, is as sensitive to our needs and is as quick to respond as you are. This is why we felt perfectly confident in recommending you to our daughter and son-in-law when they recently came to us with their plans to purchase some land on which to build their home and raise their cattle. We knew that the experience would be as stress-free and smooth for them as it has been for us each and every time we have had occasion to use your services.
Please know that should we decide to purchase any more land that we will look no further than Land Loan Specialists.com for assistance with financing our plans.
Sincerely,
Audie and Brenda Price